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Mortgage Affordability Calculator

Are you ready to purchase a home for the first time? Can you afford a mortgage payment? The Mortgage Affordability Calculator will help you estimate a home loan amount that you can afford based on the amounts entered in the fields below: income, debt, down payment, etc. After you have established a dollar range that you can afford, find out  which loan is right for you

Annual Income
($)
Monthly Debt
($)
Tip:Car Payments, Credit Cards, Loans...
Cash Down Payment
($)
Tip:Not including Points & Closing Costs
Property tax rate
(%)
Tip:1% = $1000/yr for a 100K house
Home Insurance rate
(%)
Tip:0.5% = $500/yr for a 100K house
Interest Rate
(%)
Length of Loan
(years)
Lender's
Qualification Ratios
/

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