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Mortgage Income Calculator

The Mortgage Income Calculator will determine the income required to qualify for the specific loan using the specified qualification ratios. If you are not sure what ratio a particular lender uses, keep the values at 28/36 which is considered more conservative.

Annual Interest Rate
Amortization Length
Expected Annual Property Tax
Expected Annual Home Insurance
Expected Monthly Debt Payments
Sale Price of Home
Principal Loan Balance
Lender's Qualification Ratios

Note:The Mortgage income calculator is only provided as a rough guideline for loan qualification. Many factors, including borrower credit history, are used by lenders in making their loan decisions.
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