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Mortgage Income Calculator

The Mortgage Income Calculator will determine the income required to qualify for the specific loan using the specified qualification ratios. If you are not sure what ratio a particular lender uses, keep the values at 28/36 which is considered more conservative.

Annual Interest Rate
(%)
Amortization Length
(Years)
Expected Annual Property Tax
(%)
Expected Annual Home Insurance
(%)
Expected Monthly Debt Payments
($)
Sale Price of Home
($)
Principal Loan Balance
($)
Lender's Qualification Ratios
/

Note:The Mortgage income calculator is only provided as a rough guideline for loan qualification. Many factors, including borrower credit history, are used by lenders in making their loan decisions.
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